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Start Application

Apply with your phone number.

Verify your phone once, create or resume your applicant account, then continue to onboarding and application without losing your progress.

Verify your number Use a reachable Ghana phone number for OTP and future status updates.
Create or resume If the number already exists, SIFMIS opens the same applicant account.
Continue to onboarding Complete your profile, then apply for loan or support when the next step opens.

Get your OTP

Enter your phone number and we will send a 6-digit code to confirm access.

+233
Enter the 9 digits after +233, for example 240000000.