Start Application
Apply with your phone number.
Verify your phone once, create or resume your applicant account, then continue to onboarding and application without losing your progress.
Verify your number
Use a reachable Ghana phone number for OTP and future status updates.
Create or resume
If the number already exists, SIFMIS opens the same applicant account.
Continue to onboarding
Complete your profile, then apply for loan or support when the next step opens.
Get your OTP
Enter your phone number and we will send a 6-digit code to confirm access.